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#주택도시기금 2 posts

Korea's Newborn Special Mortgage: Rate Math and the 1.2% Floor

The newborn special didimdol mortgage runs from 2.05% (household income under 20 million won) to 4.50% (dual-income up to 200 million) on a 30-year term. Stack every rate discount and the final rate still stops at 1.2%.

Policy & RatesSep 6, 20267 min

Korea's Newborn Special Loan: 400m Won Cap, 1.8% Floor

Korea's newborn special didimdol loan caps out at 400 million won at a fixed 1.8–4.5%, for households with combined income under 130 million won (200 million for dual earners). Here are the monthly payments by income band.

Policy & RatesAug 25, 20267 min