A couple holding one home jointly gets a 1.8 billion won basic deduction by default. Electing single-owner treatment cuts that to 1.2 billion but unlocks credits worth up to 80%. The crossover sits near 2.5 billion won.
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Registering a Seoul home with a taxable standard value of 500 million won requires buying 13 million won of National Housing Bonds. Sell them back immediately at a 10% discount rate and the real cost is 1.3 million won — but it ranges from 650,000 to 2.21 million.
Opposing power starts at midnight the day after the resident registration, while a mortgage takes effect on filing. One day can decide 150 million won of a deposit.
The registry certificate is the first line of defense for your jeonse deposit. What to check in the Title, Section A, and Section B, how to read red flags like seizure, trust registration, and mortgage liens, and how to calculate total senior claims — based on HUG and KB guidance.
The claim that good school districts drive up home prices is familiar, but narrowing that connection to numbers is harder than it sounds. With tax changes and wait-and-see sentiment converging, this post examines the school district premium as a data question, not a feeling.
Seoul has signaled a supply of 310,000 units by 2031, but a long lag exists between plan and actual move-ins, during which the jeonse market moves on its own. Layering Yongsan redevelopment momentum and the post-surcharge transaction decline clarifies the path from supply to jeonse price impact.
The base construction cost used under Korea's price-cap system rose from 2.237M to 2.328M won per square meter. On an 84㎡ unit, that adds about 10.19 million won in construction cost alone.
Since 10 June 2025, only members of a household where nobody owns a home may apply. A separately registered spouse counts; a brother on your own certificate does not. Six worked cases.
Winning a unit in a speculative overheating district or a price-capped development locks the entire household out of new sales housing for 10 years. The October 15, 2025 designation of all of Seoul shifted that clock by five years.